I would like to say good work Indianapolis for being the most affordable city once again! For all of you buyers out there, it is a great time to take advantage of great prices, more house for the money, and a market that is on the rise as far as home values! The time is right now to buy while the buying is great!!! Check out this interesting article I found from CNNMoney, it's worth reading!

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Lately it has been hard to ignore all of the hype about the $8,000 First Time Home Buyer Tax Credit that is covered in the news, from your local Real Estate experts, and especially if you're in the process of buying a home! But perhaps it is still puzzling you as to what exactly this tax credit means and how the process works. I feel it is important to explain this wonderful opportunity to everyone in further detail, so read on!

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Even after an attempt was made from Real Estate and Lending Industries to stop the HVCC, it has continued to bring about significant changes to the mortgage and lending process anyway. What does HVCC stand for? Home Valuation Code of Conduct. A new law passed forbidding lenders, mortgage brokers, banks and Realtors from sharing information directly with the appraisers. It sounds great, but there are problems with the system and here's why.

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